Are You Working Harder, or Working Smarter?: Looking at the 40 Hour Work Week

So many people talk about boosting productivity, and making the most of their 40 hour work weeks. And yet, outside of the United States, not every country adheres to the “standard” 40 hour work week…which begs the question: should we be working harder, or working smarter? I have been wondering lately, whether people are working harder but not smarter with their time and money. How are you balancing your time and money?